☀️ California Solar PPA — Statewide

Go Solar for
$0 Upfront.

A Power Purchase Agreement puts solar on your roof with no purchase, no loan, and no ownership required. You pay only for the electricity your system produces — at a fixed per-kWh rate set below what PG&E, SMUD, or SCE charges you today.

  • $0 down — no purchase, no loan required
  • Pay per kWh below your current utility rate
  • Third party owns and maintains the system
  • 650+ credit score — soft pull to check eligibility
  • Multiple PPA providers — we match you to the best fit

🔒 Soft pull only · No obligation · Local follow-up within 1 hour

California Solar PPA

Find Your
Best PPA Option

60 seconds. Soft pull only. We match you to the right PPA for your home and utility.

$0
Down
25yr
Term
650+
Credit Score
4
PPA Options
Check My PPA Eligibility →

Questions? Call (209) 216-8180

☀️
What you get
Solar panels on your roof
What you pay for
Only the kWh it produces
🔧
Who maintains it
The PPA provider — not you
📉
vs. your utility rate
Fixed rate below PG&E / SCE
Our PPA Options

Four $0-Down PPA Paths

We work with multiple PPA providers so we can match you to the best fit for your home, utility, and goals. Three are available now — one is coming back soon.

✓ Available Now

LightReach
Solar + Battery PPA

by Palmetto · Solar + Storage

The only PPA that bundles solar panels and a home battery in one agreement. Designed for NEM 3.0 — the battery maximizes self-consumption during expensive evening peak hours. Best overall value for PG&E and SCE customers under current rate structures.

  • Solar + battery storage in one $0-down PPA
  • Fixed per-kWh rate below your utility rate
  • Palmetto owns, monitors, and maintains all equipment
  • PSPS outage backup — no generator needed
  • 650+ credit score · soft pull to check eligibility
Check LightReach Eligibility →
✓ Available Now

EnFin
Solar PPA

Solar-Only PPA · Ownership Option Available

EnFin offers a clean solar-only PPA for homeowners who want $0-down bill savings without adding battery storage. A strong option for higher credit score homeowners, with an optional path to ownership financing at competitive rates.

  • $0 down solar PPA — pay per kWh below utility rate
  • Flexible terms — upgrade to ownership financing available
  • Strong option for 720+ credit score homeowners
  • Available in PG&E, SCE, and SMUD territory
  • 650+ credit score · soft pull to check eligibility
Check EnFin Eligibility →
✓ Available Now

GoodLeap
Solar PPA

Solar-Only PPA · Flexible Structure

GoodLeap's PPA program offers $0-down solar access with a straightforward per-kWh payment structure. Well-established platform with a clean digital process. Can be combined with battery storage at an additional cost.

  • $0 down solar PPA — no purchase or ownership required
  • Digital agreement process — fast and paperless
  • Battery add-on available at additional cost
  • Available across California utilities
  • 650+ credit score · soft pull to check eligibility
Check GoodLeap Eligibility →
⏳ Coming Soon

Everbright
Solar PPA

by Everbright Energy · Solar PPA

Everbright is a dedicated solar PPA platform serving California PG&E and SCE customers with competitive per-kWh rates and a streamlined approval process.

  • $0 down solar PPA — pay per kWh below utility rate
  • Competitive rates for PG&E and SCE territory
  • Dedicated solar PPA platform — clean process
  • 650+ credit score · soft pull to check eligibility
Currently paused. We're expecting Everbright to reopen soon. In the meantime, LightReach, EnFin, and GoodLeap cover the same PPA options with equal or better terms. Get your estimate and we'll match you to the best available program today.
Everbright — Coming Soon
PPA Selector

Which PPA Fits Your Home?

Answer two quick questions and we'll point you toward the best starting option. Your estimate call confirms the final recommendation.

Find Your Best PPA Match

Select the option that best describes your situation.

What matters most to you?
Do you already have solar installed?
Our Recommendation
Get My Free Estimate — Confirm My Best Option →
Simple Process

How a Solar PPA Actually Works

1

Eligibility Check

We confirm your address, utility, and credit — soft pull only, zero impact to your score. We identify which PPA programs you qualify for and which offers the best rate.

2

System Design

Your system is designed around your home's actual usage and roof. The PPA provider sets your fixed per-kWh rate. We show you projected savings vs. your current utility bill.

3

Sign & Permit

You review and sign your PPA agreement digitally. The provider files permits. A hard credit pull occurs here — you'll be notified before it happens.

4

Install & Pay Less

Licensed crew installs your system. Once PTO is granted you start generating solar. Your utility bill drops — you pay the provider for what your system produces instead.

Side by Side

PPA vs. Owning Your System

$0 DownSolar PPA Own ItPrepaid Lease Own ItFinancing
Upfront Cost $0 Down 30% off — cash or financed Loan required
Who Owns System PPA Provider You (after 5 years) You (from day 1)
How You Pay Per kWh produced Upfront lump sum Monthly loan payment
Maintenance Included Your responsibility Your responsibility
Credit Score 650+ None (cash) or 650+ (CU loan) 650+
Builds Home Equity No Yes Yes
Tax Credit Required No — provider claims ITC No — 3rd party claims ITC Depends on structure
Best For $0 down, no ownership Ownership without ITC Long-term equity value
Real Homeowners

They Said $0 Down Was Real.
It Was.

★★★★★

"I was skeptical at first but the $0 down PPA was completely real. Install was done in three weeks and our first bill afterward was under $20. Wish I'd done this two years ago."

★★★★★

"No pressure, no gimmicks — just clear answers about what my bill would look like after solar. We're saving about $160 a month. Ed walked me through every step and the install was done in under 30 days."

★★★★★

"Ed Watts is incredibly knowledgeable and is the kind of professional who genuinely cares about doing what's right for his clients. You can tell he values integrity and long-term relationships over quick sales."

Common Questions

Solar PPA Straight Answers

What exactly is a solar PPA? +
A Power Purchase Agreement means a third party installs solar panels on your roof and owns the equipment. You agree to buy the electricity those panels produce at a fixed per-kWh rate — set below what your utility charges. You get lower bills and clean energy without buying anything. The provider handles all maintenance and monitoring for the life of the agreement.
What's the difference between a PPA and a solar loan? +
With a PPA you never own the system — you pay per kWh and the provider handles maintenance. With a loan you own the system from day one, build equity, and are responsible for maintenance. A PPA has $0 upfront cost and no maintenance responsibility. A loan requires credit qualification and monthly payments but gives you full ownership and potential home equity value. We show you both side by side so you can decide which fits your goals.
Does a PPA still make sense under NEM 3.0? +
Yes — especially with a battery included. Under NEM 3.0, exporting power to the grid earns less than it used to for PG&E, SCE, and SDG&E customers. The LightReach Solar + Battery PPA is specifically designed for this — the battery stores midday solar and discharges it during expensive 4–9pm peak hours, maximizing self-consumption. Solar-only PPAs still pencil for high-usage homes. We model your specific utility rate when we build your proposal.
What credit score do I need for a PPA? +
All PPA programs require a 650 or higher credit score to qualify. The initial eligibility check is a soft pull — no impact to your score. A hard pull occurs only when you sign your agreement. If your score is below 650, PACE financing has no credit score requirement at all — you just need to be current on your property taxes.
What happens to my PPA if I sell my home? +
PPA agreements transfer to the new buyer as part of the home sale. Many buyers view this positively — they get instant solar savings with no upfront cost. The transfer process is reviewed in detail during your proposal so you understand exactly how it works before you sign. Some buyers do prefer an owned system, so we'll discuss how each option affects resale if that's a priority.
Why is Everbright showing as Coming Soon? +
Everbright is temporarily paused while we work through a program update. We expect it to reopen soon. In the meantime, LightReach, EnFin, and GoodLeap all offer comparable or better PPA terms for California homeowners. Get your estimate now and we'll match you to the best currently available option — you won't need to wait for Everbright to get a great PPA rate today.
Ready to Stop Paying Retail?

See Your PPA Rate
in 60 Seconds

Soft pull only. No obligation. Local follow-up within 1 hour. We compare all available PPA options and show you the best rate for your home and utility.

🔒 Soft pull only · No spam · Free · Sales by Watts Home Services LLC · Install by Solar Savings Direct CSLB #1065773